CREDIT UNION REFINANCING

Did you know that most dealerships make a lot of money by marking up the interest rate on car purchases as much as 2-3 points?! You read that right. Car dealers get paid by lenders by simply marking up the interest rate, resulting in higher monthly payments and costing you an absurd amount of money!

Did you also know that finance person you met with at the dealer gets paid solely on marking up the interest rate and whatever protections they can sell you? It probably makes sense now as to why they pushed so hard for you to buy all of those extra add-ons! Sometimes those protections are worth it, sometimes not, but almost all the time, they are structured in a way that benefits the dealer, not the customer!

If we can, we will save you money! If not, you will have the peace of mind knowing that! Here are a few ways we can help:

CREDIT UNION LENDING!

  • Not only do we not mark up interest rates like dealers do, ultimately passing on the published interest rates to you, but you will actually build a long-lasting lending relationship with a lender who cares! National lenders that dealers use route you to a call-center. Credit Unions are local and have localized team members ready to help. Plus, the reason Credit Unions exist is because they care about the community they are in. It is time to start banking locally and relationally!

VEHICLE PROTECTION PLANS THAT FIT YOU!

  • If applicable, we will make sure that your protection plans fit you! If you bought a warranty, chances are that warranty coverage will not last the term of the loan. Meaning you will be paying for protections that expire while you are still making monthly payments. The reason dealers do this is because these products are usually cancellable, and they don't want to be on the hook for very long. We will make sure that your warranty covers you through the whole loan term! We care about one thing, your best interest!

LOCAL, FAMILY-OWNED COMPANY!

  • We are a local small business. We are like you. Not a large, national company driven by the bottom line. We have helped hundreds, if not thousands of people buy a car. And now we strategically put ourselves in position to help refinance cars as well. Don't deal with a large refi center who only cares about the bottom dollar.

FREE ASSESSMENT!

  • We are here to save you money. We will analyze your recent car purchase, and advise if we can save you money. If we determine you actually got the best deal possible (which is very rare) we will let you know right away. No wasted time. No obligation. Just peace of mind!


YOUR TOP RESOURCE FOR AUTO LOAN REFINANCING

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Lower rates/payments not guaranteed-depends on credit approval, eligibility & terms. Refinancing may extend term & increase total interest. Warranty optional/not required. Results vary.

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