PREFERRED AUTO BUYING RESOURCE FOR TOP BANKRUPTCY ATTORNEYS

Bankruptcy is stressful enough. Having to situate your vehicle situation doesn't need to add to your stress. With our partnerships with Star Tech FCU and Power CU, we will help you navigate buying and financing your next vehicle. Don't put yourself through the agony of dealing with dealerships who will use your bankruptcy as leverage for control. Let us help you buy a car with dignity and relieve yourself of extra stress during these challenging times. We will also help you build your credit and establish a great relationship with a local Credit Union.

 

• No need to wait for your discharge. We can help as soon as day one of your Chapter 7 bankruptcy filing as long as you used a bankruptcy attorney!
  

 

• Not a member? No worries! Credit Union membership is automatically included upon loan approval. Start building a great relationship with a local credit union!
  

• Don't be limited to one dealer's inventory. Choose from thousands of vehicles through our large dealership network! We work with many of the top, large dealer groups in the area!
  

• Having just an auto loan with on-time payments is a good start to rebuild credit. But a good credit mix with timely payments is better! Our program comes with an exclusive, one-of-a-kind credit builder plan!
  
• We also have a home mortgage team that can help you when the time is right!
  

• No one likes walking into a car dealership asking if they can work with bad credit. It is embarrassing and even if they do, they can take advantage of the control they have in these situations. This can cost you not only a lot of money, but also your dignity. With our program, there is no need to even mention your bankruptcy at the dealer. All you have to say is, "I am approved at my Credit Union!"
  

• We have decades of experience in the auto industry, both on the sales and finance side. Plus, we have years of experience on the service side. We know what to look for when buying a reliable, well-maintained vehicle. Utilize our expertise to make sure you don't get stuck with a lemon!
  

• Our credit union partners work exclusively with Cars Simpler. No other dealer or auto broker has a program like ours that we are aware of!
  

• We have helped many hundreds of our clients successfully purchase a vehicle after bankruptcy! This isn't just a cute idea. It is a proven model of success!
  

Important Disclosures and Disclaimers

All program features, including credit union membership, vehicle availability, credit builder plan components (auto loan, credit builder loan, no-fee unsecured credit card), and credit rebuilding assistance, are subject to credit approval, eligibility requirements, lender/partner terms, and individual circumstances. Credit union membership is facilitated upon loan approval and subject to the credit union's membership criteria—no additional program fees apply, but standard account terms may.

Credit rebuilding and improvement depend on factors such as consistent on-time payments, responsible credit utilization, overall financial behavior, credit bureau reporting practices, and time. A diversified credit mix (e.g., installment and revolving accounts) may help credit scores in many cases, but results are not guaranteed, vary significantly by individual, and no specific improvements (e.g., score increases or timelines) are promised. Having only an auto loan can contribute positively with on-time payments, but outcomes differ.

Program features may be unique to our credit union partnerships; we are not aware of identical programs elsewhere, but similar services may exist. Success stories are from actual clients and represent individual experiences—hundreds have benefited, but results are not typical or guaranteed for everyone. Professional guidance is based on our experience and is not a warranty against issues with any vehicle; always perform due diligence.

This is not credit repair, legal, or financial advice. Cars Simpler facilitates connections through partners and does not provide direct loans or guarantees. For personalized details, contact us at 720-999-9050 or carssimpler.com. Consult a credit counselor, tax advisor, or financial professional as needed.